.branch-benefits {
  background: #f8f9fa;
  padding: 80px 0 60px 0;
}

.branch-benefits h2 {
  text-align: center;
  font-size: 2.3rem;
  margin-bottom: 2.5rem;
  color: #333;
}

.benefits-columns {
  display: flex;
  gap: 3rem;
  flex-wrap: wrap;
  justify-content: center;
}

.benefits-column {
  flex: 1 1 320px;
  background: #fff;
  border-radius: 15px;
  box-shadow: 0 5px 15px rgba(102, 126, 234, 0.08);
  padding: 2rem 2rem 1.5rem 2rem;
  margin-bottom: 2rem;
  min-width: 300px;
  max-width: 500px;
}

.benefits-column h3 {
  color: #3a4784;
  font-size: 1.4rem;
  margin-bottom: 1.5rem;
  text-align: center;
  font-weight: 700;
}

.benefit-item {
  margin-bottom: 1.5rem;
}

.benefit-title {
  font-size: 1.1rem;
  color: #181e46;
  margin-bottom: 0.3rem;
  font-weight: 600;
}

.benefit-desc {
  color: #555;
  font-size: 1rem;
  margin: 0;
}

@media (max-width: 900px) {
  .benefits-columns {
    flex-direction: column;
    gap: 2rem;
    align-items: stretch;
  }
  .benefits-column {
    max-width: 100%;
  }
}

/* requirements */
.requirements {
  background: #fff;
  padding: 80px 0;
  text-align: center;
}

.requirements h2 {
  font-size: 2.5rem;
  margin-bottom: 3rem;
  color: #333;
}

.requirements-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
  gap: 2rem;
  margin-bottom: 2rem;
}

.requirement-card {
  background: linear-gradient(135deg, #3a4784 0%, #181e46 100%);
  border-radius: 15px;
  box-shadow: 0 5px 15px rgba(102, 126, 234, 0.08);
  padding: 2rem;
  text-align: center;
  transition: transform 0.3s;
}

.requirement-card:hover {
  transform: translateY(-5px);
}

.requirement-title {
  font-size: 1.5rem;
  color: #fff;
  margin-bottom: 1rem;
  font-weight: 700;
}

.requirement-desc {
  font-size: 1.1rem;
  color: rgba(255, 255, 255, 0.9);
  margin: 0;
}

/* apply form */
.apply-section {
  padding: 60px 0 80px 0;
  background: #f8f9fa;
}

.apply-section h2 {
  text-align: center;
  font-size: 2.3rem;
  margin-bottom: 2.5rem;
  color: #333;
}

.apply-section .container {
  margin: 0 auto;
}